Send money

Two ways to send

You can send money through WhatsApp (just message Sippy) or the web wallet at sippy.lat/wallet. Both move real USDC -- same money, same speed, same recipient.

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Sending via WhatsApp

Open your chat with Sippy and type what you want to send. Sippy understands natural language in English, Spanish, and Portuguese.

Examples

English:

send 10 to +573001234567

Spanish:

enviar 10 a +573001234567

Portuguese:

enviar 10 para +573001234567

You can also send just part of the info and Sippy will ask for the rest:

send 25

Sippy will reply: "Who do you want to send it to?"

+573001234567

And it continues from there.

Confirmation

For any send above $5, Sippy asks you to confirm before executing. You'll see the amount, the recipient's phone number, and a "yes or no?" prompt. Nothing moves until you confirm.

Sends of $5 or less execute right away to keep small transfers fast.

What the recipient sees

The recipient gets a WhatsApp message from Sippy telling them they received money. The message includes the amount and a link to their wallet. If the recipient isn't on Sippy yet, see Invite someone for what happens.

Gas fees

Sippy covers the network fee (gas) for all WhatsApp sends. You send $10, the recipient gets $10. The gas cost comes from Sippy, not your balance.

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Sending via web wallet

Go to sippy.lat/wallet and tap Send. Enter the recipient's phone number and the amount.

You'll see two modes:

Free gas mode

Sippy submits the transaction and covers the gas fee -- same as WhatsApp. This counts toward your daily limit.

Direct mode

You submit the transaction yourself using your connected wallet. You pay a small gas fee (typically less than $0.01 on Arbitrum). This does not count toward your daily limit, so there's no cap.

Direct mode is useful when you've hit your daily limit or want to send larger amounts without restrictions.

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Quick reference

What's next?

• Invite someone -- what happens when you send to a person not yet on Sippy
• Understand your limits -- daily caps and how to increase them