Send to someone not on Sippy

What happens

If you try to send money to a phone number that isn't on Sippy yet, the transfer doesn't go through. Your funds stay in your wallet.

Instead, Sippy sends the recipient a WhatsApp invite so they can sign up.

The flow

1. You send as normal. Message Sippy on WhatsApp or use the web wallet. Enter the recipient's phone number and the amount.

2. Sippy checks if they have a wallet. If they don't, the send is paused.

3. They get a WhatsApp invite. The recipient receives a message from Sippy inviting them to create a wallet. The message includes the amount you tried to send.

4. Your money stays with you. No funds leave your wallet. You keep your balance.

5. Once they sign up, you can send again. After the recipient creates their wallet, just send the money again.

What does the invite look like?

The recipient gets a WhatsApp message from Sippy, something like:

"Someone wants to send you $10 on Sippy. Tap here to set up your wallet."

Good to know

• Your funds are never at risk. No money moves until both sender and recipient have wallets.
• The invite counts toward a daily limit -- you can send a few invites per day to prevent spam.
• You can check if someone is on Sippy by trying to send. If they're not, you'll know right away.

What's next?

• Check your balance and history -- see your sends
• Manage your privacy -- control whether your phone number is visible